Religare Enhance Plan - Top Up Plan
Religare Enhance Plan - Top Up Plan
About Top Up Health Insurance
Think Health Insurance and a hundred questions pop up in your mind. First among them being, how much insurance cover do I need? While some feel capable enough to self-finance their healthcare treatment if and when need arises; others feel satisfied with their existing insurance cover. But what if the illness is way too critical and expenses tower beyond what you ever imagined or could afford? Considering the growing medical inflation, you sure don’t want that extra burden turning your world upside down.
Which is why, at Religare Health Insurance, we have designed Enhance - a high deductible Super Top Up health insurance for you and your family. With Enhance, you have that extra safety net of insurance coverage which works on the principle of policy deductible. Simply choose your comfort level in terms of the deductible you can manage (either by self-financing or any other insurance) along with your desired Sum Insured and stay worry free when it comes to you and your family’s current and future healthcare needs.
How Top up Health Insurance Works?
Enhance-Top Up Health Insurance works on the simple principle of Policy Deductible, which is the predefined amount that you will bear, through your own finances or any other insurance, during a medical event. Any amount over and above policy deductible will be borne by us. Simply put, if you opt for a Rs. 6 lac Sum Insured with deductible of Rs. 2 lac, then 2 lac will be borne by you and 6 lac over and above the deductible of 2 lac will be borne by us during the policy period.
Highlights of Top-Up Health Insurance - Enhance
- In-patient Care
- Organ donor cover
- Day Care Treatment
- Floater Option
- Pre & Post Hospitalization
- Longer Policy Term
- Enhance Anywhere
- Tax Benefit
- Expert Opinion (Add-on Benefit)
Plan details :
| Plan Options | ||
Features/plan (Sum Insured  ) | Enhance 1 | |
|---|---|---|
| Deductible(or existing Policy Sum Insured) | 1 Lac to 10 Lac | |
| Sum Insured | 1 Lac to 30 Lac | |
| In patient Care | Up to Sum Insured | |
Pre Hospitalization
?
| 30 Days | |
Post Hospitalization
?
| 60 Days | |
Day Care Treatment
?
| Yes | |
| Room Rent Category | Single Private Room | |
| ICU charges, Doctor's fee etc. | No Limit | |
Health check-up
?
| Yes | |
| Organ Donor Cover | Yes | |
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