Health Insurance

HDFC Ergo - Silver Smart  What is special about this plan? Any age entry option with lifetime renewal. Exclusive covers like Recovery benefit, Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health. Various discount options to like family discount, long term policy discount etc. Mental Health diseases are covered. HDFC Ergo Health Suraksha is a simple health insurance plan which provides coverage for hospitalization expenses, pre and post hospitalization expenses, expenses incurred on day care procedures, organ donor expenses, domiciliary treatments, etc. AYUSH coverage is also offered under the plan along with other additional benefits like free health check-ups, cumulative bonus for claim-free years, etc. So, it is a comprehensive plan at affordable premium rates. Benefits Included : Hospitalization means any in-patient treatment (min. 24 hrs stay) as well as the named 144 day care procedures.   This policy c...

Health Inusrance - Do we really need it? There are many people around us who keeps saying, mediclaim is not required as insurance company is taking our money from our pocket. We can save this fund, instead of paying premium and can utilise whenever require. Just click on video and try to understand why do we need it. feel Free to ask more details on any health insurance products, contact details are as below; Jainik P Adani Mob: 9898058920 Whatsapp: wa.me/919898058920 Email : jainikadani@gmail.com

Health policy premium likely to be dearer, as insurer expand coverage. Being sincere citizen, we always try to be safe and secure in terms of personal health & personal finance. We all are doing all possible activity to stay fit and fine. But pandemic like COVID19 do not allow us to stay healthy as this type of virus can attack on anyone and complete fit and fine person also. And sudden expenses of hospitalisation and medical expenses are skyrocketing, which are not in our control. Sudden hospitalisation occurs more by accident cases, our lifestyle, etc Solution to cope up with expenses - Health Insurance Today, fortunately people are taking insurance, eventhough most of the people are not taking sufficient insurnace but taking atleast something, and today medical insurance / health insurance are easily avaialble with all types of coverage options, premium options, different mode of premium options also avaialble.  in outbreak of COVID19, more people are...

Does it make sense to buy special Corona Virus Policy? As most of Insurance company has started issuing Special Corona Virus Policy, it is not required to buy if you have regular Health Insurance policy because existing insurance policy is covering COVID19 disease related to hospitalisation and medication expenses. If you dont have any insurance policy - be it a group policy or individual / family insurnace, and you have issue of financially also, then this policy can be taken as it is special product and COVID19 policy is basically designed for lumpsum payment only. These are the available products with benefits and all. Source : Economictimes Our suggestion is to buy regular policy instead of taking special policy. for more information on any insurance products you can contact us on given below details: Jainik P Adani Mob : 9898058920 Whatsapp : wa.me/919898058920 Email : jainikadani@gmail.com

Can single man or woman claim maternity benefit in health insurance policy? Maternity Health Insurance - Actually this is add on in existing policies of many companies. Like Star Health Insurance & ICICI Lombard General Insurance and many others are providing Maternity Coverage in its Star Comprehensive Product , but there are many ifs and buts  Motherhood is probably one of the most important transitions in a woman's life. Not only is pregnancy emotionally and psychically taxing for a woman, but it can also be financially burdensome for the family. That is why it is important to be financially prepared for any exigencies that might come up during and after pregnancy. A health insurance policy with a maternity benefit cover can help. Men and women can get a maternity benefit insurance cover. However, can you claim the maternity  benefit only after getting married? First of all understand that maternity claims can be claimed by official husband and wif...