Health Insurnace

Search Results

Featured snippet from the web


For every individual in India, health insurance has become a necessity. It provides risk coverage against expenditure which is caused by unforeseen medical emergencies. Today, when the medical inflation rates are so high, failing to hold an adequate health cover can prove costly financially
  • Now lets understand what is health insurnace
health insurance is a basically an agreement between inusrnace company and individual or group of individual. and it covers expenses of any unforseen event of hospitalisation and for this company is charging one premium amount in advance.
  • Why Health insurance is important:
There are several discussion that being fit and healthy i dont need health insurance and waste of money. But think once, company is charging Rs.XXXX to a person for coverage of Rs.xxxxxx now if u pay this premium for 10 years or so, and once u need to claim your paid premium will be returned to you or morethan that. However this calculation is not right, but still just for explaination of importance of health insurance.
  • Benefits of Health Insurnace:
First of all, for any unforseen event and sudden expenses you donot need to worry for expenses. Insurnace company will take care upto sum insured.
  • Cash less facility
  • Second opinion of doctor avaialble from health insurance company
  • Pre & post hospitalisation charges
  • No Claim bonus
  • Medical check up
  • Room Rent
  • and so many things....

  • How to select right insurnace company:
Selection of right insurnace company depends upon various factors. few are noted down below

Premium affodability
Past claim settlement ratio
Company office avaialble in your city
overall market value of company
different features of products

  • Types of Health Insurance products avaialble in India :
Individual Insurance 
Family floater Insurance
Senior Citizen Insurance
critical Insurance 
Cancer care insurnace

For any other information on Health Insurance as well comparision between different products you can drop us mail / message as mentioned below:

Jainik Adani
Mob : 9898058920
Whatsapp : wa.me/919898058920
Email : jainikadani@gmail.com

Comments

Post a Comment

Popular posts from this blog

Star Health - Family Health Optima Insurance

Image
Star Health -  Family Health Optima Insurance Product Highlight : Affordable Premium : Family Floater Policy at affordable premium Extra Sum Insured : Get extra Sum Insured (Auto Recharge) at no extra cost Health Check Up : Health Check Up benefit every free year. Automatic Restoration : 3 Times automatic restoration of sum insured by 100% each time upon complete exhaustion. Assisted Reproductive Treatment : Cover for Assisted Reproductive Treatment. New Born Baby : New born baby cover from 16th day. Donor Expenses cover : Donor expenses for Organ transplant. Day care procedure : All day care procedure cover Grace period : Grace period of 120 days from date of expiry of policy available for renewal. Benefits : 1. Policy Benefits: Room, boarding and nursing expenses all inclusive as per the limits. Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Oxygen, Operation Theatre, Diagnostics, imaging modalities and Medicines and ...
Read more

Star - Accident Care Insurance

Image
Star - Accident Care Insurance Product Highlights: Accident Cover : Covers accidental death, permanent & temporary disablement.4 Compensation for Permanent Disablement : upto 150% of Sum Insured Enhenced weekly compensation : Enhenced weekly compensation upto Rs.15000/- per week (maximum 100 weeks) Education grant : Education grant for dependent children Cumulative bonus : 5% bonus every year maximum 50% Features: Introduced additional in-built benefits Hospital Cash – Optional benefits Home Convalescence – Optional benefits Medical Expenses Extension Coverage for Winter Sports On-line purchases – 5% discount on premium excluding tax If family is covered – 10% of discount on total premium Policy Benefits: Table A – covers Accidental Death Table B – covers Accidental Death and Permanent Disablement Table C – covers Accidental Death, Permanent Disablement and Temporary Total Disablement (Weekly Compensation) Additional in-built Benefits: Educa...
Read more