Health Insurance

Star Travel Protect Insurance Policy Product highlight: World wide coverage including USA Emergency Medical expenses coverage Lost passport and checked in baggage insurnace Fligth delay and cancellation cover Accident cover Thirdparty cover Benefits: When you travel abroad on business or holiday Star Travel Protect insurance policy provides you coverage for the following exigency: Emergency medical expenses Repatriation in case of medical emergency Repatriation of mortal remains Any dental emergency expenses following an accident Compensation following accidental injuries Loss of your checked in baggage(up to the limits) Reasonable expenses incurred for obtaining new passport Flight delay Missed departure/connection Hijack distress Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours Pecuniary loss on cancellation of your trip due to any accidental bodil

Star - Accident Care Insurance Product Highlights: Accident Cover : Covers accidental death, permanent & temporary disablement.4 Compensation for Permanent Disablement : upto 150% of Sum Insured Enhenced weekly compensation : Enhenced weekly compensation upto Rs.15000/- per week (maximum 100 weeks) Education grant : Education grant for dependent children Cumulative bonus : 5% bonus every year maximum 50% Features: Introduced additional in-built benefits Hospital Cash – Optional benefits Home Convalescence – Optional benefits Medical Expenses Extension Coverage for Winter Sports On-line purchases – 5% discount on premium excluding tax If family is covered – 10% of discount on total premium Policy Benefits: Table A – covers Accidental Death Table B – covers Accidental Death and Permanent Disablement Table C – covers Accidental Death, Permanent Disablement and Temporary Total Disablement (Weekly Compensation) Additional in-built Benefits: Educa

Senior Citizens Red Carpet Health Insurance Product Highlight: Coverage : Age 60 Years - 75 Years Medical : No Medical Requried Pre Exisiting Disease : Covers pre Existing Disease from the second year onwards. Flexible Policy : Get protected upto Rs.25Lacs in Individual & Floater basis Medical Consultations : Medical Consultation as an out patient in a network hospital Constant Premium : Same premium for lifetime. Features: Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof Policy can be issued both on Individual and Floater Basis Cataract limits revised Outpatient consultation in network hospitals Cost of Health Checkup Hospitalisation Coverage: Protects the insured for in patient hospitalisation expenses f

Young Star Insurance Policy Highlights of the Product: Plan Options : Silver & Gold Room Rent ; No capping on Room Rent Special Features : Delivery expenses and Hospital Cash benefits in Gold Plan Health Check Up : Every year irrespecive of claims Restoraton : Automatic Restoration by 100% for subsequent hospitalisation even for disease / illness for which claims were made. Road Traffic Accident : 25% Subject to maximum Rs.10,00,000/- Mid term Inclusion : Allowed for newly wedded spouse / newly born child with additional premium payment Wellness programme : Dicount on renewal premium for healthy lifestyle through wellness activity Loyalty Discount : 10% dicount after age of 40 years lifelong. Benefits included in Policy :  Room (Single Private A/C room), Boarding and Nursing Expenses as provided by the Hospital. Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees. Anesthesia, Blood, Oxygen, Operation Theatre charges, ICU char

HDFC Ergo - Silver Smart  What is special about this plan? Any age entry option with lifetime renewal. Exclusive covers like Recovery benefit, Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health. Various discount options to like family discount, long term policy discount etc. Mental Health diseases are covered. HDFC Ergo Health Suraksha is a simple health insurance plan which provides coverage for hospitalization expenses, pre and post hospitalization expenses, expenses incurred on day care procedures, organ donor expenses, domiciliary treatments, etc. AYUSH coverage is also offered under the plan along with other additional benefits like free health check-ups, cumulative bonus for claim-free years, etc. So, it is a comprehensive plan at affordable premium rates. Benefits Included : Hospitalization means any in-patient treatment (min. 24 hrs stay) as well as the named 144 day care procedures.   This policy covers acc

Religare Health Insurance - Care - NCB Super Plan overview Religare Care NCB Super is a comprehensive health insurance plan which has an exceptional No Claim Bonus increment in the Sum Assured. Other unique coverage features include auto restoration of Sum Assured, alternative treatments (AYUSH) benefit, free health check-up, daily cash allowance, ambulance cover, at-home treatment cover etc. Benefits included: Hospitalization means any in-patient treatment (min. 24 hrs stay) as well as the named 541 day care procedures.   This policy covers accident related hospitalisation from day 1. Other hospitalisations are covered from 30 days after the policy start date. Exceptions : Any pre-existing diseases (PED) which are covered after 4 years and some specified diseases which are covered after 2 years from the policy start date. Other additional benefits  100% Cover restoration No claim bonus Free Health Check-up Ambulance charges 30 days pre-hospitalisation